How to check CIBIL on Whatsapp:
Missed call on 918287151151, Mobile Number will be add to WhatsApp Chat.
Enter your basic details, PAN Number current address and provide you’re emailid.
After OTP verification and you can check CIBIL on Whatsapp for free.
Negative balance of dormant account affects my CIBIL or does my savings account negative balance affect my CIBIL score?
No!! CIBIL (Credit Information Bureau India Limited) is affected only when individual not able or delay in pay loan or credit that he/she took from banking institutions. As names indicate “Credit Information” it simply means CIBIL score not affected by negative balance account due to non maintains or any service charge.
How to Improve CIBIL:
1. Pay all loans or pending credit card bills asap.
2. Settle all disputes like extra charge, unauthorized transactions with banks.
3. If you have FDs, mutual funds, shares, Individual can take a loan against these investments and pay them accurately. It will help to improve CIBIL score.
4. In case of any emergency pay at least minimum due.
5. Don’t take any loan form at least 1 year after clearance of yours dues.
6. Don’t uses full credit card limits. Limit it up to 40 %.
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